Promotion Details

Disclaimer

*0% APR for 24 Months with Equal Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the
account for this transaction. During the 24month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the
promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If
the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any
remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest
charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.

*0% APR for 36 Months with Equal Payments: A minimum purchase amount of $2,500 is required. A one-time promotional fee of $150 will be charged to the
account for this transaction. During the 36 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the
promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the
purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any
remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest
charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024

*0% APR for 42 Months with Equal Payments: A minimum purchase amount of $3,500 is required. A one-time promotional fee of $150 will be charged to the
account for this transaction. During the 42 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the
promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the
purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any
remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest
charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.

*0% APR for 48 Months with Equal Payments: A minimum purchase amount of $4,500 is required. A one-time promotional fee of $150 will be charged to the
account for this transaction. During the 48 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the
promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the
purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any
remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest
charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.

*0% APR for 60 Months with Equal Payments: A minimum purchase amount of $10,000 is required. A one-time promotional fee of $150 will be charged to the
account for this transaction. During the 60 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the
promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the
purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any
remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest
charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.

*1.90% APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $150 will be charged to the account for
this transaction. The Reduced APR of 1.90% will apply to the purchase for the 48 Month promotional period. A minimum payment equal to 2.165% of the purchase amount
is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the
current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum
interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.

*4.99% APR with 60 Monthly Payments: A minimum purchase amount of $2,500 is required. A one-time promotional fee of $150 will be charged to the account for
this transaction. The Reduced APR of 4.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.887% of the purchase amount
is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the
current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum
interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.

*No Interest if Paid in Full within 12 Months: A minimum purchase amount of $500 is required. A one-time promotional fee of $50 will be charged to the account
for this transaction. During the 12 month promotional period a minimum monthly payment is required as disclosed on your billing statement. If minimum monthly payments
are made you will not pay off the balance in the 12 month promotional period. Payments above the minimum amount due are required to avoid paying the deferred interest.
The deferred interest will start on the date of purchase and end when paid in full or at the expiration of the 12 month period, whichever comes first. Interest will be charged to
your account from the purchase date if the purchase balance is not paid in full within the 12 month promotional period. After the deferred interest period expires, interest will
be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between
20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 4/30/2024.
Yard Card & Yard Card Plus Promotions